Innovation, creativity and design

Advancement, inventiveness and structure Advancement alludes to the way toward interpreting a specific thought or innovation to an item or administration to be paid for by individuals. This implies development includes a financial expense with an end goal to fulfill a specific need. For development to be powerful, a lot of creative mind, inventiveness and activity is required so as to infer a high worth. Promoting We will compose a custom paper test on Innovation, innovativeness and plan explicitly for you for just $16.05 $11/page Learn More According to Rossouw (2009, p.409), advancement is a significant road through which a business venture build up its upper hand. Organizations which are not imaginative in their activity procedure experience hindered development and improvement. Then again, plan involves the way toward working out the structure of something. Likewise, structure goes about as the arrangement to be utilized during the time spent building up an item or administration. Thinking about the force of rivalry amo ng organizations, consolidation of the idea of planning is essential. For instance, structuring causes a business venture to separate itself from different undertakings in a similar industry. Therefore, the firm can pull in and hold a high client base because of its capacity to give items and administrations which come full circle into utility expansion among clients. Innovativeness alludes to the capability of coming up powerful thoughts and making an interpretation of them into the real world. In business, innovativeness is the capacity to do things any other way in an upgraded and creative way. It is a basic idea of development since it is related with parallel reasoning in this manner concocting new thoughts. As per Proctor (2005, p.6), business visionaries can have the option to grow new items and administrations to address the market needs through innovativeness. This implies imagination empowers endeavors to adapt to the dynamic business condition. Likewise, inventiveness emp owers business to achieve a viable market position consequently expanding its serious limit. Similitudes and contrasts Innovation, plan and inventiveness bear a few likenesses since the three are worried about vital situating of business undertakings. A business with a shocking mix of the three essentials is depicted as antiquated. Business ought to ceaselessly improve, structure, and make so as to draw in potential clients and hold the current ones. Therefore, a high client base will be achieved. Publicizing Looking for article on business financial matters? How about we check whether we can support you! Get your first paper with 15% OFF Learn More For a business to withstand the mounting rivalry, it must have an expert group liable for leading statistical surveying. This will empower the firm to build up practical upgrades fundamental to the business. What's more, the examination group on the whole with the imaginative group ought to outfit the methods of executing and dealing wit h the ideal advancements. In spite of the solid connection between the three ideas, there are various contrasts which exist between the two. For instance, inventiveness involves the way toward producing new thoughts or activities. Then again, development is the procedure through which imaginative and new thoughts produced are applied. Configuration is a thought or an item that has been created from a recognized need. At the end of the day, development is a splendid new idea while configuration alludes to the structure of items. What's more, the three impact the presentation of business in an unexpected way. End Entrepreneurs ought to think about joining of the ideas of developments, plan and innovativeness in their activity. This is because of the advantages related with these ideas in guaranteeing that their organizations prevail in a serious situation. Numerous organizations have benchmarked other businesses’ methods of working together while others have focused on idealizi ng their tasks so as to increase improved returns. So as to improve their presentation contrasted with their rivals, firm’s supervisory crews should expand their attention on development, plan and inventiveness. Reference List Proctor, T. (2005). Imaginative critical thinking for administrators: creating aptitudes for dynamic and advancement. London: Routledge. Rossouw, D. (2009). Business the board: a contemporary methodology. Claremont: Juta and organization Limited.Advertising We will compose a custom paper test on Innovation, inventiveness and structure explicitly for you for just $16.05 $11/page Learn More

The Inflammatory Response Free Essays

The body is intended to safeguard itself against attacking microbes, and disease. The skin and mucous layers are the principal line of resistance, the intrusion of remote microbes can pass this first line of protection and quickly triggers the second line of barrier. The second line of resistance is the fiery reaction (McCance Huether, 2009). We will compose a custom paper test on The Inflammatory Response or on the other hand any comparable subject just for you Request Now The instrument of the provocative reaction is to ensure the harmed site by murdering the specialist capable, constraining its impacts on the remainder of the body and starting the mending procedure (Porth, 2007). As per Botwinski (2001), during contamination microscopic organisms develop and partition, and discharge intense poisons that influence harm to the body’s cells. These poisons trigger the commencement of the fiery reaction. The progressions that happen are started by the connections between bacterial items and provocative middle people. Provocative middle people are synthetic substances that are discharged by defensive cells or plasma when hurtful operators attack the body. Fiery arbiters incorporate histamine, prostaglandins, and leukotrienes (Kumar, Abbas, Fausto, Robbins, Cotran, 2005). The fundamental cells included are the pole cells and are situated in connective tissue in close contact with veins. Pole cells assume a key job in the incendiary reaction, when invigorated by contamination they discharge an intense substance called histamine. At the point when histamine spills into the tissues it causes changes in the encompassing veins. The two changes that happen in the veins is vein expansion and expanded hairlike penetrability. The progressions are intended to augment the development of plasma proteins and circling cells out of the blood stream and into the site of contamination (McCance Huether, 2009). At the beginning of injury the histamine that is discharged causes the veins at the site to contract for a brief timeframe then widen (Nair, 2009). This broadening of the veins expands blood stream, and along these lines builds the measure of oxygen, supplements, and white platelets being conveyed to the site of injury (Botwinski, 2001). Fresh blood vessels can likewise open up at the site and the zone gets overwhelmed with blood. This expansion in blood stream creates the attributes of redness and warmth and are the most punctual indications found in the incendiary reaction (Porth, 2007). The vein divider limits blood items and cells in the dissemination and keeps it from spilling out into the encompassing tissues of the body. This is finished by cells considered endothelial cells that firmly line the dividers (Braun Anderson, 2006). The synthetic concoctions that are discharged at the site of injury tie with receptors on the endothelial cells and cause’s them to withdraw delivering holes in their dividers. This basic change permits mending liquid and cells to escape out into the influenced zone (Porth, 2007). Braun Anderson (2006) depict that the destructive microbes are weakened by this expanded measure of liquid. The expanded liquid and weight creates the growing seen at the site of contamination. Nerve endings can likewise be animated subsequently from the expanding weight and this is the thing that can cause the agony related with contamination (Nair, 2009). A significant piece of the provocative reaction is to send coursing white platelets to the tainted zone. They are pulled in enormous numbers to the location of injury subsequently from vein expansion and the arrival of microscopic organisms substances and provocative arbiters (Kumer et al. 2005). The white platelets work is to give a barrier by murdering attacking microorganisms, and disposing of dead tissue. The principle white platelet in the incendiary reaction is the neutrophil and shows up first at the site of aggravation around six to twelve hours after the underlying injury (McCance Huether, 2007). Macrophages are cells that live in different tissue areas and like the neutrophils they are discharged in the circulation system and pulled in to the substances discharged at the site of contamination. Macrophages and neutrophils are called phagocytes, and offer a similar activity in the provocative reaction, which is to tidy up the harm by ingesting and executing the attacking microscopic organisms (McCance Huether, 2005). As per Sherwood (2009), the phagocytes coasting in the flow adhere to within the vein divider, this procedure is called mirgination. Diapedesis at that point happens, in this procedure the phagocytes just barely get through the holes of fine dividers that were shaped before on in the incendiary reaction. Substance middle people called chemotaxins aggregate at the site of contamination and pull in the phagocytes. Once inside the encompassing tissue the phagocytes clear their path through the tissue to zones where there are higher centralizations of chemotaxins, this procedure is called chemotaxis (Roitt Delves, 2001). Once at the influenced territory the neutrophils and macrophages dispense with the attacking microbes from the irritation site by a procedure called phagocytosis. Phagocytosis is â€Å"cell-eating† and is a three phase process made out of acknowledgment and connection, engulfment, and slaughtering and debasement (Kumar et al. , 2005). Phagocytes have receptors on their surface that empower them to perceive and join to the receptors on the outside of the microorganism, this connection keeps the microbes from â€Å"getting-away†. During the time spent engulfment the phagocytes stretch two surface like projections called pseudopods around the microorganism until it totally encompasses it, the microorganism is then caught inside. Intense synthetic compounds and chemicals are discharged inside the phagocyte and these separate and slaughter the attacking microorganism. The discharge that structures at the tainted site is the gathering of these phagocytic cells both living and dead (Sherwood, 2009). McCance Huether (2009) depict that there are three protein frameworks that are likewise started during the provocative reaction. They are the supplement, coagulating and kenin frameworks, and comprise of protein compounds. These frameworks work nearby the securing cells and assist them with completing their jobs. The supplement framework comprises of strong cautious proteins that help in the demolition of attacking microscopic organisms. The coagulating framework produces fibrinous tissue that goes about as a limit by catching the microbes and amplifying the movement of the phagocytic cells. The coagulation that is shaped likewise limits blood misfortune and forestalls spread of disease (Botwinski, 2001). The kenin framework comprises of primarily bradykinin a protein that cause’s enlargement of vessels, vascular penetrability, and agony (McCance Huether, 2009). The defensive instruments of the incendiary reaction set up the site for mending and recovery of the destructed tissue. Contingent upon the seriousness of contamination and harm this can be a long procedure and is done when structure and capacity is come back to ordinary (McCance Huether, 2009). Step by step instructions to refer to The Inflammatory Response, Papers

Alcoholism and Borderline Personality Disorder

Alcoholism and Borderline Personality Disorder January 19, 2020 Dave and Les Jacobs/Getty Images More in BPD Related Conditions Diagnosis Treatment Living With BPD Unfortunately, borderline personality disorder (BPD) frequently co-occurs with other conditions that impact mental health. Alcoholism is one disorder that is common among people with BPD.  ?? The Prevalence of Alcoholism in BPD There is a remarkable overlap between substance abuse disorders and borderline personality disorder. One recent study found that about 78% of adults who have been diagnosed with BPD will also have a co-occurring substance use disorder at some time in their lives, meaning the symptoms and course of BPD and the substance use disorder occur at the same time.?? Another recent study showed that about 63% of people with BPD  participating in the study also had alcohol use disorder. Studies have also shown that alcohol use disorders are 3.35 times more likely to be diagnosed with borderline personality disorder. Its clear the two often go hand in hand. The most common substance use disorder among people with BPD is alcoholism, followed by cocaine and opiates. ?? Effects of Co-Occurring Alcoholism and BPD Unfortunately, there is also evidence that people with both BPD and alcoholism have more difficulties in their lives and are less responsive to treatment than people who have only one of the disorders. For example, people with alcoholism and BPD are less likely to stay in substance abuse treatment, have more distress and suicidal thoughts, and are more likely to engage in other addictive behaviors, such as binge eating or gambling, than those with alcoholism who do not also have BPD.?? However, treatment can be very effective for those who stick with it. Why Do Alcoholism and BPD Co-Occur so Frequently? Most likely, several factors account for the high rate of co-occurrence of alcohol use disorder and borderline personality disorder. First, BPD and alcoholism may share common genetic pathways. That is, some of the genes that put people at higher risk for BPD may also create a higher risk for alcoholism. Secondly, there may be common environmental causes for alcoholism in BPD. For example, experiences of maltreatment in childhood, such as physical or sexual abuse, or emotional abuse or neglect, have been linked to both BPD and alcoholism.?? Another potential reason for the link between alcoholism and borderline personality disorder is because individuals with BPD may use alcohol to decrease the intense emotional experiences that are a hallmark of BPD. Because people with BPD have strong emotions frequently, casual use of alcohol to self-medicate may lead to abuse or dependence. Another recent study referenced above mentions another possible explanation for the co-occurrence of BPD and alcohol use disorder, as well as opiate and cocaine abuse, all three of which are most closely linked with BPD.?? Evidently, alcohol, opiates and cocaine all stimulate the endogenous opioid system (EOS), whose function is to relieve pain and act in reward and reinforcement behaviors. BPD symptoms have been connected to the EOS not functioning well, so the link may be that people with BPD are more likely to abuse these three substances since they activate the EOS. Getting Help for Alcoholism and BPD If you or someone you care about is struggling with alcoholism and BPD, you need to get help. These two conditions are not easily tackled alone. Contact your doctor, find a therapist or check out Alcoholics Anonymous.   Comorbidity and Borderline Personality Disorder

Christmas Island Red Crab Facts

The Christmas Island red crab (Gecarcoidea natalis) is a land crab famous for its epic annual mass migration to the sea to spawn. Once numerous on Christmas Island, crab numbers have been devastated by the accidental introduction of the yellow crazy ant. Fast Facts: Christmas Island Red Crab Scientific Name: Gecarcoidea natalisCommon Name: Christmas Island red crabBasic Animal Group: InvertebrateSize: 5 inchesLifespan: 20-30 yearsDiet: OmnivoreHabitat: Christmas Island and Cocos (Keeling) IslandsPopulation: 40 millionConservation Status: Not evaluated Description Christmas Island red crabs are large crabs with bodies measuring 4.6 inches in width. Males tend to be larger than females, with larger claws and a narrower abdomens. They have claws of equal size, unless one has been damaged and has regenerated. The crabs are usually bright red, but orange or purple crabs sometimes occur. Red crabs on their annual migration. Â  Mlenny / Getty Images Habitat and Distribution Red crabs are endemic to Christmas Island (Australia), in the Indian Ocean. Relatively recently, the species immigrated to the nearby Cocos (Keeling) Islands, but the number of crabs on the Cocos Islands is much lower than on Christmas Island. Christmas Island red crab distribution map. TUBS /Â  Creative Commons Attribution-Share Alike 3.0 license Diet The crabs are omnivorous scavengers. They feed on fruit, seedlings, fallen leaves, flowers, human rubbish, the giant African land snail, and dead animals. They also cannibalize other Christmas Island red crabs. Behavior Most of the year, Christmas Island red crabs live in the forest. They usually hide under branches or leaves on the forest floor or inside rocky outcrops. These areas help protect them from predators and keep them moist. Reproduction and Offspring Christmas Island red crabs reach sexual maturity around 4 and 5 years of age. At the beginning of the rainy season (October to November), the crabs increase activity and travel to the coast for spawning. The timing is linked to the phase of the moon. Males reach the shore first and dig burrows. When the females arrive, the crabs mate in these burrows. After mating, the males return to the forest, while the females remain another two weeks. They release their eggs into the water at the turn of high tide on the last quarter of the moon and then head back to the forest. The eggs immediately hatch upon contact with the water and are swept out to sea by the tide. The larvae remain at sea for 3 to 4 weeks, molting several times until they reach the megalopae stage. The megalopae cluster near the shore for a day or two before molting into small 0.2-inch crabs and journeying inland. Crabs molt several times as juveniles, but usually once a year as adults. Based on the life expectancy of related crabs, the Christmas Island red crab probably lives 20 to 30 years. Red Crab megalopae before emerging from the water at Christmas Island. Â  Kirsty Faulkner / Getty Images Conservation Status As of 2018, the International Union for Conservation of Nature (IUCN) had not evaluated the Christmas Island red crab for a conservation status. Crab population numbers have plummeted due to invasion by the yellow crazy ant. The yellow crazy ant displaces and kills crabs. In the 1990s, the population of red crabs was estimated to be 43.7 million. Estimates of losses due to ants range from 10 million to 40 million. Researchers are hoping the introduction of a Malaysian wasp may give the crabs a chance to recover. The wasps eat the ants, so crabs in the test area can dig mating burrows in areas once infested with ants. Threats Ants are not the only threat Christmas Island red crabs face. They are preyed upon by coconut crabs. Entire generations of larvae may be eaten by fish, whale sharks, and manta rays, but the few times larvae survive, there have been enough to maintain the crab population. Christmas Island Red Crabs and Humans Red crabs cross roads during their annual breeding migration. The crab exoskeletons can puncture tires, plus the crabs die from being crushed. Park rangers have set up crab fences to direct the crustaceans to protected underpasses and bridges. The Christmas Island red crabs are protected by law and people are more aware of their plight, so drivers tend to be respectful of the animals during their migration. Sources Adamczewska, A. M. and S. Morris. Ecology and behaviour of Gecarcoidea natalis, the Christmas Island red crab, during the annual breeding migration. The Biological Bulletin. 200 (3): 305–320, June, 2001. doi:10.2307/1543512Dittrich, Stephanie. How a Wasp Might Save the Christmas Island Red Crab. Island Conservation. January 24, 2019.Hicks, John W. Red Crabs: On the March on Christmas Island. National Geographic. Vol. 172 no. 6. pp. 822–83, December, 1987.ODowd, Dennis J.; Green, Peter T. P. S. Lake (2003). Invasional meltdown on an oceanic island. Ecology Letters. 6 (9): 812–817, 2003. doi:10.1046/j.1461-0248.2003.00512.xWeeks, A.R.; Smith, M.J.; van Rooyen, A.; Maple, D.; Miller, A.D. A single panmictic population of endemic red crabs, Gecarcoidea natalis, on Christmas Island with high levels of genetic diversity. Conservation Genetics. 15 (4): 909–19, 2014. doi:10.1007/s10592-014-0588-x

The Evolution of Same-Sex Marriage - 976 Words

Supporters call it marriage equality, and opponents refer to it as â€Å"redefining† marriage. The issue of legalizing same-sex marriage has evolved over the years. Same-sex marriage and the fight to legalize it publically started in 1972 in the ‘Baker v. Nelson’ Supreme Court case, which involved a Minnesota couple that was denied a marriage license. The couple ended up taking their issue to court but their trial was dismissed because the Supreme Court stated that the clerk was allowed to refuse same-sex couples a marriage license. This case sparked what would be a long debate that would last over 40 years in the United States. What prompts the past and present interest in the issue are same-sex couples and their friends and family who want them to be happy and want them to be able to marry the person they love while receiving the same benefits as a heterosexual couple does. The people that are currently interested in this issue are members of the LGBT community and people who believe that marriage should be equal to all American citizens because they believe it is an American’s right to be able to choose to marry the person they love. Marriage equality is one of the most significant issues in the United States. It is one of the most discussed reforms in the U.S. court systems. If legalized, it would be the most revolutionary policy decisions in America’s history, along with interracial marriage, women’s rights and slavery. The three positions that I will be writing on in thisShow MoreRelatedLegalization of Gay Marriage1319 Words   |  6 PagesSEM I SPEECH PREPARATION OUTLINE PREPARED BY: REGINA KHOR MAY LIN AA09179 Relationship Should we legalize same-sex marriage in our country? To persuade To persuade my audience that we should legalize same-sex marriage in our country. Same-sex marriage should be legalized since it is the natural form of the marriage evolution, part of human rights and able to prevent psychological stress from the LGB community. (LGB- lesbian, gays and bisexuals) Problem and solution Read MoreJonathan Rauch : For Better Or Worse?1296 Words   |  6 PagesBetter or Worse?† discusses the main purpose of marriage and how marriage has changed over time . Jonathan says marriage nowadays is between two individuals and how that couple interprets it. Throughout his article, Rauch debates on the negative views of gay marriage. He states his contempt for these views and states a detailed reason why gay marriage makes sense. He makes it known that he feels that gay marriage should be viewed as normal and gay marriage should be held to a similar standard. He feelsRead MoreEssay on The Bond of Marriage1166 Words   |  5 PagesThe Bond of Marriage The argument to allow gay couples to marry has been a debatable topic for many years. The authors, Andrew Sullivan and William Bennett have conflicting beliefs to whether gay marriages should be permissible. Sullivan expresses his opinion of the right gays have to marry in his article â€Å"Let Gays Marry.† Bennett retaliates with his own article opposing gay marriage. His article â€Å"Leave Marriage Alone,† relates his view that same-sex marriage is wrong and unethical.Read MoreThe Constitutional History II On The United States1544 Words   |  7 Pagesgay marriage in the United States were a minority group for quite some time. (Green, 2015) The topic of homosexuality and same sex marriage is one that probes the primary question of whether or not same sex marriages are ones fundamental right under both the Due Process Clause and Equal Protection Clause of the Fourteenth Amendment. (Lempert, 2015) The case of Obergefell v. Hodges was a case that held that th e Fourteenth Amendment requires all states to recognize and grant same sex marriage licensesRead MoreMarriage Is An Institution That Is Important1455 Words   |  6 Pages Marriage is an institution that is very sacred to many people in the world as well as an old institution. Therefore ideas about marriage have changed throughout the years as well as ideas about sex and gender, for these concepts have been notoriously linked and effect one another’s evolution. The Eighteenth Century marked a period of changing attitudes of marriage and therefore sex and gender. For centuries before this period, the Catholic Church dominated the domain of marriage, controlling theRead MoreThe Issue With Same-Sex Marriages1568 Words   |  6 Pagesdebate about the issue of same-sex marriage. For many, it is one of the fundamental human rights to love and marry whomever one chooses. Others feel that this right should be ruled by certain moral codes and restrictions in order to maintain the basic moral fabric of Western society. Today, many critics who advocate for the legalization of same-sex marriage across the United States do so on the grounds of the fact that it will create a more equal and fair society. Same-sex marriage, or indeed simply theRead MoreSame Sex Marriage Should Be Legalized1309 Words   |  6 PagesKaterina Do Dr. Clay ENGL 1302-013 29 September 2015 Issue Proposal I would introduce this issue to an audience explaining that same-sex marriage, also called gay marriage, is a marriage or a civil union between couples of the same sex. I would continue to explain it as a controversial and moral issue discussed worldwide today, due to many gay couples coming out and openly expressing their need for equal rights. I would add onto and explain how supporters of equal rights and those who oppose theRead MoreEssay on Same Sex Marriage and the Church1508 Words   |  7 Pagesof the first questions that was asked during his interview was gay marriage and his views on this topic. When he first became a priest one of the things he began to study was marriage and its purposes. The purpose of marriage through the eyes of church and Hernan is procreation, education of children, and allowing people to get rid of their sex urge. The Church has always considered the homosexual act as evil. A same sex marriage allows two people to come together in a sinful conditi on. His responsibilityRead MoreThe Differences Between The And Quebec And The United States Essay701 Words   |  3 PagesCharlotte Norsworthy Professeur Moyer Afternoon 31 Aoà »t 2015 1. Traditionally, the U.S. family begins with a marriage, cohabitation and finally, children. However, the â€Å"typical† family is beginning to evolve very rapidly, just as in France and Quebec. In Quebec, it is more common to find couples living together that aren’t married than to find married couples living together. Surprisingly, only 3 in 10 families in Quebec are married couples with children under 25 living with them. In France, childrenRead MoreMonsters Are The Stars Of Entertainment For The Horror Industry1553 Words   |  7 Pages Just how â€Å"Buffy the Vampire Slayer† adapted to social themes, a similar form of evolution due to social tolerance can be seen in a later film â€Å"Interview with the Vampire: The Vampire Chronicles† (1994) In the movie â€Å"Interview with the Vampire: The Vampire Chronicles† (1994) written by Anne Rice and directed by Neil Jordan, there is a severe homosexual subtext that ultimately introduces the concept of same same-sex family. Not to mention, the characters are extremely attractive. Some of the main

Mark strand Free Essays

So the poet I decided to do this on is Mark Strand. He was born in Canada in 1934 and grew up in different places in the United States. He studied at several universities including Antioch Ohio college, Yale, also the University of Florence on a Fulbright fellowship where he studied 19th century Italian poetry. We will write a custom essay sample on Mark strand or any similar topic only for you Order Now When he was a child, he actually wasn’t considered bright. He was a painter while studying at Yale, and a lot of people say that he creates a â€Å"painterly’ image in his poetry because of the way he closely examines things. I found it really interesting that in an interview he said that he wasn’t good with language as a child, and so the idea that he would one day become a poet would come as a huge shock for his family growing up. Strand felt deeply connected with the painter Edward Hopper. He wrote a book about his works, explaining the paintings in very expressive details. Strand definitely has a way of showing his passion for both art and poetry and combining the two. Hopper was considered a very misunderstood, realist painter and Strand said that he eally connected with his â€Å"strangeness† and feels influenced by it. Strand’s poetry has a very simple language to it. It sometimes borders on something beyond reality, in the way that he perceives the world. He wrote a lot of poems about dreams and disassociation from the world. He’s written 14 books of poetry. He also writes a lot of life and death. Death, being what he considers the main point in lyrical poetry. What I really connect with Is the rhythm of this poem first of all. I actually enjoyed a ot of other poems by Strand but after we looked at Fishing on the susehanna river by Billy Collins, this intrigued me because it reminded me of that similar rhythm. I enjoy the repetition that things will always end but then continue to go on and return again. Theres this sadness in the earlier stanzas about how things Just stay the same, leave and come back again. The hopelessness of a mundane world. In the end theres kind of a positive hopefulness where the people at the party don’t think the night will end. They don’t let it though the music stops. mark strand By Idramaqueenl How to cite Mark strand, Papers

Save Me a Spot in College Essay Example

Save Me a Spot in College Essay Save me a spot in college, I scream!   The job market is increasingly more difficult, and I need an edge!   I deserve a future!   I know, I know†¦things are getting tough†¦there are more students than colleges can accommodate.   To that I say, we can’t really make the people go away, so what we need to do is make the space for them!   Do we really want to turn people away from our state?   Do we want them to go elsewhere and lend to the progress of another region?   Aren’t our population, our citizens, and most importantly, our educated citizens what place us higher than other states?   I say let’s progress; let’s build; let’s get bigger; let’s continue to do what we promised to do and ensure that anyone who wants to go to college in California can go to college in California!California produces the best citizens in the world, and that is due in part to its promise to educate its own people.   There will be over 60 0,000 new students to educate in the next decade than previous years.   This is a heavy load to carry for our state, but we know that you are committed to helping us!   Think of all the future progress of our great state with 600,000 more educated adults!I deserve a spot in college.   I’ve worked hard for it.   I’ve dreamt of it since I was a small child.   Going to college has always seemed like a natural step in life for me and for my classmates.   I can’t imagine my life without a college education.   I can’t imagine the disadvantage I’d have in the job market without a college degree, or at least the fair opportunity to earn one.The Master Plan for Education is almost fifty years old.   It is time to make some updates to that plan to ensure that our future generations as well as our current population can receive a higher education in the state of California.   The Master Plan is lacking any provision for current or future fun ding for the expected surge in college attendance.   We must find a way today so that we can all have a better tomorrow.Save me a spot in college because I want it.   Save me a spot in college because I deserve it!

What Is an AP Test Perfect Score Do You Need One

What Is an AP Test Perfect Score Do You Need One SAT / ACT Prep Online Guides and Tips If you read your local newspaper, you may have seen an article about someone from your area getting a â€Å"perfect score† on an AP exam. But what is an AP test perfect score, and how is it different from a 5? Keep reading to find out what an AP exam perfect score is, what it means, how many students get one, and if it’s a goal you should be aiming for. What Is a Perfect AP Score and What Does It Signify? If you receive a perfect score on an AP exam, that means that you received every point possible on the exam.So you answered every multiple-choice question correctly and scored the maximum amount of points on every free response question. Pretty impressive! How does this relate to the score you get from 1-5? Well, if you get a perfect score you will definitely get a 5 on the exam. But your 5 won’t be worth more than anyone else’s 5. Additionally, you don’t need to get anything close to a perfect score to get a 5 on the exam. In other words, the fact that you got a perfect score doesn’t really increase the value of your standard score on the 5-point scale. In fact, your perfect score is not even reported on your score report- just the 5. When a student achievesa perfect score, the College Board usually informs the school directly in the fall. The school then informs the student. This often seems to lead to a level of minor local celebrity, with perfect scorers frequently being interviewed by local newspapers and having articles written up about them on school websites. As mentioned above, the perfect score doesn’t appear on your score report, but it’s certainly something worth reporting to colleges if it does happen because it is impressive and unusual. A perfect score would make you the slightly different yellow locker in this row of orange lockers. How Many Students Geta Perfect Score on an AP Exam? Just how unusual is it to get a perfect score on an AP exam? It depends on the exam, but no matter the test, it’s a rare feat. The College Board released a document of 2013 AP test perfect score stats, but it doesn’t appear they’ve created a similar document for 2014 or 2015. However, a series of tweets by the College Board’s head of AP, Trevor Packer, reveals all the info about how many students got perfect scores in 2015. I’ve assembled the info into a chart that shows how many perfect scores there were by number and by percentage of test-takers in 2015, as well asthe percentage of test takers who received a 5 in each exam. 2015 Perfect Scores as Compared to Fives Exam # Perfect Scores # Test-Takers % Perfect Scores % 5s Calculus AB 3 302,532 .00099% 24.6% Calculus BC 1 118,707 .00084% 48.4% AP Chemistry 3 152,745 .00196% 10.1% Computer Science A 66 48,994 .1347% 21.3% French Language 1 22,084 .0045% 18.4% US Gov and Politics 3 282,571 .00106% 11.9% Latin 1 6,571 .0152% 13.2% Macroeconomics 18 126,267 .01426% 16.1% Microeconomics 49 78,408 .0625% 15.9% Physics C: EM 1 22,789 .0044% 33.5% Physics C: Mechanics 6 52,678 .0114% 32.4% Psychology 4 276,971 .0014% 18.7% Spanish Language 7 144,561 .0048% 24.6% Statistics 2 195,526 .001% 14.3% As you can see, while at least ten percent of test takers scored a 5 on each exam,the perfect scoresare teeny, teeny, teeny percentages. Microeconomics and Computer Science A had the highest percentage of perfect scorers by a fairly large margin, but even those have minusculecounts of .0625% and .1347%, respectively. There were a small number of perfect scores for the AP Art portfolios, but since those aren’t graded via an exam, I left them off the chart. Otherwise, if a test isn’t in this chart, there were no perfect scores. AP Exams with no perfects in 2015 were: Art History, Biology, Chinese, English Language, English Literature, Environmental Science, European History, German, Comparative Government and Politics, Human Geography, Italian, Japanese, Physics 1, Physics 2, Spanish Literature, US History, World History. In sum: perfect scores on AP exams are a super-rare occurrence. Super-rare like emerald jewels. Is Getting a Perfect Score a Realistic Goal? Given how few students get them, it’s not a very attainable or realistic goal to actively try for a perfect score on an AP exam, even for a test where perfect scores are marginally more common like Microeconomics or Computer Science A. Even if you have total mastery of a subject, just one tiny mistake on test day will prevent you from getting a perfect score. Additionally,you will never know how close you were if you don’t get a perfect score- raw point totals aren’t reported to students.You could get 179/180 points and never know anything except that you got a 5. That makes a perfect score a frustrating goal in addition to a difficult one! The marginal benefit is also not that high- a small level of brief local celebrity and an impressive factoid for your college applications. If you really want to stand out to colleges, there arebetter ways to develop your applicationthat are more within your control and where your work will pay off more directly. In terms of test scores, it makes much more sense to work on getting top marks on your standardized college entrance exams like the SAT, the ACT, and SAT Subject Tests.Any solid preparation work you put in there will pay off in your reported scores, unlike on an AP exam, where you either get a perfect or you never find out your raw score. The truth is, based on local news profiles, most AP test perfect scorers are surprised to have gotten a perfect score and weren’t specifically aiming for one. So, while it’s not impossible to get a perfect score on an AP exam, particularly in a subject you are very gifted in, it’s not really worth your time to specifically aim for a perfect. Aim for a 5, do your best, and it could happen, but don’t stress overit. Reach for the stars! And by stars, I mean a 5. Key Takeaways While it won’t give you any more college credit or show up on your score report, a perfect score on an AP exam- full credit for all exam portions- is an impressive accomplishment. Only a small number of students get perfect scores each year. However, I don’t recommend making a perfect score your goal, simply because the benefits as opposed to getting a 5 are only marginal. You’d be much better served working for perfect marks on the SAT, ACT, and SAT Subject tests. What's Next? Studying for your AP exams? Learn when you need to start preparing for your AP tests to get that coveted 5. If you're taking a variety of tests, figure out whether AP exams or Subject Tests are more important for you. Wondering what the revised SAT format means for you?Or maybe you're taking the ACT and looking for all of our ACT study guide resources! Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

The Definition of Suburban Sprawl

The Definition of Suburban Sprawl Suburban sprawl, also called urban sprawl, is the spread of urbanized areas into the rural landscape. It can be recognized by low-density single-family homes and new road networks spreading into the wild lands and agricultural fields outside of cities. As the popularity of single-family houses rose during the 20th century, and as mass ownership of cars allowed people to get to homes located far outside of city centers, new streets spread outwards to serve large housing subdivisions. Subdivisions built in the 1940s and 1950s consisted of relatively small homes built on small lots. Over the next few decades, the average house size increased, and so did the lot they were built on. Single-family homes in the United States are now on average twice the size of those inhabited in 1950. One or two-acre lots are now common and many subdivisions now offer homes each built on 5 or 10 acres - some housing developments in the western US even boast lots 25 acres in size. This trend leads to a hungry demand for land, accelerating road construction, and further spilling into fields, grasslands, forests, and other wild lands. Smart Growth America ranked US cities along criteria of compactness and connectivity and found that the most sprawling large cities were Atlanta (GA), Prescott (AZ), Nashville (TN), Baton Rouge (LA), and Riverside-San Bernardino (CA). On the flip side, the least sprawling large cities were New York, San Francisco, and Miami which all have densely populated neighborhoods served by well-connected street systems allowing residents close access to living, working, and shopping areas.   Environmental Consequences of Sprawl In the context of land use, suburban sprawl takes agricultural production off from fertile lands forever. Natural habitats like forests get fragmented, which has negative consequences for wildlife populations including loss of habitat and increased road mortality. Some animal species benefit from the fragmented landscapes: raccoons, skunks, and other small scavengers and predators thrive, driving down local bird populations. Deer become more abundant, facilitating the spread of deer tick and along with them, Lyme disease. Exotic plants are used in landscaping, but then become invasive. Extensive lawns require pesticides, herbicides, and fertilizers that contribute to nutrient pollution in nearby streams. The housing subdivisions making up most of the sprawl are generally built well away from industry, business, and other employment opportunities. As a result, people need to commute to their workplace, and since these suburbs are generally not well served by public transportation, commuting is most often done by car. When using fossil fuels, transportation is a major source of greenhouse gases, and because of its reliance on commuting by car, sprawl contributes to global climate change. There Are Social and Economic Consequences of Sprawl Many municipal authorities are finding out that low density, large-lot suburban areas are a bum deal for them economically. The tax revenue from a relatively small number of residents may not be enough to support the construction and maintenance of the miles and miles of roads, sidewalks, sewer lines, and water pipes needed to service the scattered homes. Residents living in the denser, older neighborhoods elsewhere in town often need to essentially subsidize the infrastructure on the outskirts. Negative health outcomes have also been attributed to living in suburban sprawl. Residents of outlying suburban areas are more likely to feel isolated from their community and be overweight, in part because of their reliance on cars for transportation. For the same reasons, fatal car accidents are most common for those who have longer commutes by car. Solutions to Combat Sprawl Sprawl is not necessarily one of those environmental issues against which we can identify a few simple steps. However, awareness of some of the potential solutions can be enough to make you a supporter of important change initiatives: Be a supporter of smart growth programs at the county and municipal levels. This includes programs that revitalize development in already built-up areas. Reinvesting in neglected city centers is part of the solution, as is taking care of an abandoned property. For example, an abandoned shopping mall can be turned into a medium-density housing development without the need for new water pipes, road access, or sewage lines.Support mixed-used development. People like to live in close proximity to where they can shop, recreate, and send their kids to school. Building these types of neighborhoods around public transportation hubs can create very desirable communities.Support your local land use planning efforts. Consider volunteering for the town’s planning board and advocate for smart growth. Attend fund-raising activities for your regional land trust, as they work hard to protect prime farmland, working waterfronts, exceptional wetlands, or intact forests.Support sensible transpor tation policies that complement smart growth. This includes affordable and dependable public transportation options, investments in maintaining the existing road network instead of expanding it, building bike paths, and developing programs to make business districts pleasant places to walk. Make a personal decision to live in a less environmentally impactful way. Choosing higher density housing can mean lower energy needs, a more active lifestyle, and proximity to work, interesting businesses, art venues, and a vibrant community. You will be able to fulfill most of your transportation needs by walking, bicycling, or public transit. In fact, in a comparison of the environmental virtues of city vs. rural living,  urban dwellers have the edge.In a paradoxical but very understandable way, many people choose to move to low density, outlying suburban areas to be closer to nature. They feel that these large lots close to agricultural lands or forests would put them in close proximity to wildlife, with more birds visiting their feeders and ample opportunity for gardening. Perhaps this appreciation of nature makes them predisposed to finding other ways to reduce their carbon footprint.

Female Orgasm Essay Example | Topics and Well Written Essays - 2500 words

Female Orgasm - Essay Example Once at the point of a sexual high they are in a rhythmic stage which allows them to feel at the precept of having an orgasm. However, it can be factually said that many men have no idea of where to even begin in bringing a woman to this point, let alone to a climax because the woman's human anatomy is far more complex than the man's is. Therefore many women suffer from sexual frustration because they are not granted the same pleasure sexually that their male counterpart is. There are different forms of orgasms that are easier to obtain than from vaginal intercourse alone. These three different female orgasms are known as, clitoral, G-spot, and then of course the vaginal. Researchers who have studied the interactions of sex among human beings have found that many women have clitoral orgasms far easier than they do the G-spot or through vaginal intercourse. The reasoning in-behind this is the fact that women have to have clitoral stimulation while there is sexual penetration in order to gain a fulfilling orgasm, which many men fail to give to women. This is one of the reasons that it has been discovered many women fake their orgasms because their partners are not fulfilling their sexual needs. This can be validated and proven by showing that a study carried out by the American Medical Association defined the fact that 43 % of women are sexually dysfunctional and do not have regular orgasmic experiences during sexual interactions (Oumano 2000, p. 34). Als o, another 10 % to 15 % of women never even have an orgasm, not even through their own masturbation techniques. In cases such as these the male partner is not to blame but it is rather an anatomical dysfunction or it could perhaps be psychological as well. Also, viable evidence shows that many women, around 30 % to be exact never have an orgasm through vaginal penetration alone, which validates the fact that was stated, which emphasized that vaginal intercourse along with clitoral stimulation is the way to bring about a fulfilling orgasm for the woman.Because of this fact, and in order to demystify the vaginal and G-spot orgasmic experience, many researchers claim that the clitoral area is where all orgasms stem from (Oumano 2000, p. 35). However this can be refuted itself because many women claim that no two orgasms are ever the same and some are more intensely pleasing than others, especially those who are directly from clitoral stimulation and oral sex. Also, from a philosophical context, Fr eud stated that women who could experience an orgasm during sexual intercourse must be experiencing a vaginal orgasm as many philosophers, psychologists, researchers, and even doctors do not believe that the G-spot truly exists (Rudolf 1997, p. 63). This idea has led to many debates over orgasms among women as a woman knows her body far better than anyone else and she should know whether there is truth in the G-spots existence or not. Clearly women would not agree with Freud as they commonly know that there is a G-spot in their female anatomy. Also, of course if they have actually had the sensational experience of the penis making contact with this area then they assuredly know it exists. Therefore, the conflicting views leaves some puzzlement over why the

Corporate Acceptable Use Policy Case Study Example | Topics and Well Written Essays - 1250 words

Corporate Acceptable Use Policy - Case Study Example The paper intends to discuss the purpose of the Acceptable Use Policy (AUP) developed by AT&T for its employees. The Purpose of an Acceptable Use Policy An Acceptable Use Policy is a collection of particular rules and policies which are implemented by the network and websites managers in order to enact certain restrictions regarding the utilization of available websites and networks. Most of the times, AT&T is found to be committed to obeying the government rules and regulations regarding the utilization of online sources, e-mail transmission and text messaging. The company always focuses on protecting the AT&T’s network and its online sources without getting interferences from the hands of the other users. In order to fulfill these overall objectives, AT&T implements AUP in every facet of its service operations. Through the utilization of Internet Protocol (IP) services, customers agree to follow the AUP of the company in order to uphold the companies’ responsibility t owards the customers. AUP of AT&T offers easy internet access, hosting services and also delivers internet or wireless data network to its end-users (AT&T Intellectual Property, 2012). Confidentiality, Integrity, and Availability (CIA) are three basic attributes of Information Security. In order to maintain confidentiality, AT&T has designed its Identification (ID) process in such a way so that the users are bound to access protected internet sites within AT&T service accounts. Through ‘AT&T access ID’ users can create the account with their names and individually selected password that facilitate them an easy access regarding any of the internet sites. According to the terms and conditions of AT&T, if users or employees can create access ID then it is not only beneficial for the company to maintain its confidentiality but also for the users to protect their personal account from the hands of the other users. Regarding privacy, the company is fully committed that they w ill protect users’ privacy and safeguard their personal information in an efficient manner (AT&T Intellectual Property, 2012). AUP of AT&T provides strong integrity by which the company’s employees are liable to maintain proper utilization of network services. According to AUP, employees must uphold integrity in order to avoid hacking and misuse of product resources by which the company may secure its network system. As per the AUP rules, employees should make proper use and have limited access to the company’s resources and must provide services at the right time by which AT&T can maintain integrity towards its network security. In addition, AUP directs that the company’s system administrator should have a proper access to system files in order to maintain the integrity of a computer network system (AT&T Intellectual Property, 2012). With regard to AUP, employees must not disclose the private information, software and system files regarding the companyâ €™s network services to any third party. AUP provides restrictions to the employees that they should not misuse the availability of the company’s essential resources. Moreover, the employees should not share the essential information regarding the company’s services with their relatives and friends by which it can protect its availability of resources from the hands of the third party users (AT&T Intellectual Property, 2012). Recommendations for Improving AUP In order to improve AUP, AT&T should maintain and follow certain legal rules.  

Lost Love Essay -- essays research papers

My Lost Love It was ever so dark that evening. It hurt to look at her. It was like looking at my heart barely beating on the floor. I couldn't stand it. Love never hurt me this much. I can't believe this happened. Why me? Why her? Why us? In an instant it was over. I remember the first time we met. It was actually kind of funny. She was walking her dog. Actually, the dog was walking her. I was reading a poem and walking along. When all of the sudden, we collided. The second I looked up into her eyes, I fell for her harder than an avalanche off of Mount Everest. I think she felt the same way because we didn't look away for what seemed like 5 hours. We talked in the park for about an hour and a half. She told me her name was Kristeen Thorne and told me that she was a new student at Orangeville High School; the same school I attended. We found that we had six out of seven classes together, which was a very good thing. I asked her to go out with me that Friday night. We went to the movies first, and then we went to Vinnie Vicci's Italian restaurant. The date was perfect and the person I was with made the date seem like Heaven. We dated non- exclusively for about one month. On our one month anniversary, I gave her my letter jacket which I earned playing varsity football. And while I did that, I asked her to date exclusively. She answered my question so fast I didn't realize that she said yes. We started going out together almost every weekend and talked on the phone all night and walked with each other to class everyday, and I gave her a ride to and from school everyday. We had been going out for about 3 months. The student body voted us cutest couple of the year. We had to get our pictures taken for the year book. We went to the spring dance together and were voted the king and queen of the dance. Then the school year came to an end. That summer we spent most of the time together. We went to Kyber Lake for the Fourth of July weekend. My dad let us borrow his boat for the weeken d, and we stayed at a camp ground. On Friday, when we got there, I took the boat for a test drive to see if it was still running. It's was working. I took her to the little secret cove that only I knew. We stayed in that cove for about 2 hours just talking and kissing and gazing at each other. At that time, the only thing I was hoping for was that this moment never would end. When I look... ...d all he can do is stare. Tell my sister not to cry. Tell Dad to be brave. And when I go to heaven, put "Daddy's Girl" on my grave. Someone should have told him, not to drink and drive. If only they had told him, I would still be alive. My breath is getting shorter. I'm becoming very scared. Please don't cry for me. When I needed you, you were always there. I have one last question, before I say good bye. I didn't drink and drive, so why am I the one to die?" " I know I have to get on with my life, but I will always love and cherish you. Our love will always be like the stars eternal shine." I said as I wiped the tears from my face. " One more thing before I go, I love you! Remember that!" I looked at her grave imagining her face. I stood there for a couple of minutes not saying a word. Then I turned and began to walk to my car. When I got into the car, I sat there, remembering, one at a time, all the things we did together. The final thing I sa w was the twinkle in her eye and the smile on her face when she promised me that she would never leave me. Then I drove home knowing, I would never get to kiss her sweet, gentle lips good night ever again.

Anorexia VS. Bulimia Essay

The amount of pressure for an adolescence to be skinny these days, is outrageous. Most eating disorders, like anorexia and bulimia, are onset between mid to late adolescence. 0. 5 percent of womben suffer from anorexia, and one to three percent from bulimia. These are both serious psychiatric disorders that are mistaken for one another all the time. Admittedly, they do have many similarities, but very distinct differences. Anorexia and bulimia show many similar symptoms, which is one reason they get mistaken so often. Some of the symptoms are weakness and dizziness, tooth decay, obsession over food, constipation, irregular heartbeat, and swelling of the hands, feet, arms, and legs. One of the most distinct differences is that bulimia is categorized as a complex emotional issue, while anorexia is a combination of biological, psychiatric, and environmental issues. Although both are worried about their weight, they approach food situations very differently. Physical signs of bulimia are harder to recognize, unless on a very personal level. Usually, there are no obvious signs of weight loss. This is because during an average eating binge, one may consume from three thousand to five thousand calories in an hour. Afterwards one feels a great since of guilt, making the decision to purge to make themselves feel better. What one doesn’t realize is, vomiting after a meal will only eliminate fifty percent of the calories ingested. Resulting in that person staying at a normal weight. However, the physical signs of anorexia are much more obvious. This is a disorder that causes people to obsess about their weight and the food they eat. They will pretend to eat or lie about how much food they’ve actually ate. They will attempt to maintain a weight that is far below normal, starve themselves and exercise excessively. The thoughts of dieting, food, and their body take up most of their day. Resulting in rapid weight loss. For a person that suffers with bulimia overeating is more like a compulsion. A person begins to feel increasingly out of control. Although they may try, it is difficult to regain control without help. Anorexia, on the other hand, makes a person feel in control, over atleast one aspect in their life. When a person suffers with anorexia they may lose the ability to see their true self. This means that, no matter how skinny a person gets, it’s never enough to them. They developed strange or secretive food rituials and become very fixated with their body image, to the point that it causes major health risks. POWERED BY TCPDF (WWW. TCPDF. ORG).

The Difference Between Performance Of Islamic Banks And...

the difference between performance of Islamic banks and conventional banks before and during financial crisis. They did not find the difference between the profitability of two systems to be statistically different, though Islamic banks performed better than their conventional counterpart. Chazi and Syed (2010) have identified that Islamic banks have comparatively better risk management than conventional banks. Ouerghi (2014) also studied the impact of financial crisis and also conducted a post-crisis study on both banking systems to find that performance varies with the size of banks (Beck, Demirgà ¼Ãƒ §-Kunt, Merrouche, 2013). Ouerghi (2014) also found that profitability, credit risk and efficiency of conventional banks was better than Islamic banks but large Islamic banks did better than large conventional banks. Similarly, Mobarek Kalonov (2014) provided empirical evidence, using two frontier approaches, from many OIC countries to compare Islamic and conventional banking. They found that though conventional banks more efficient in their operations, Islamic banks had an upper hand when it came to financial stability. Their extensive study covered pre-crisis and crisis periods. The finding of Mobarek Kalonov (2014) is validated by an earlier study conducted by Al-Hares, AbuGhazaleh, El-Galfy (2013) in which they studied banks from 2003-2011. Al-Hares, AbuGhazaleh, El-Galfy (2013) found that Islamic banks in Gulf Cooperation Council (GCC) were less efficient thanShow MoreRelatedIslamic Finance And Islamic Financial Experts3487 Words   |  14 Pagesof data and opinions by Islamic financial experts. Facts and figures that have been collected which will be presented. Many people are sceptical about Islamic banks performances into the niche as newcomers to the market according to Samad, (2004). As previously mentioned, Islamic finance operates in accordance with the Qur’an. Islamic banks are non-conventional financial institutions which completely prohibit the action of ‘Riba’ (Interest) under Islamic Banking. As Islamic finance follows strictRead MoreThe Performance Of Islamic Banks Essay2144 Words   |  9 PagesField Of Research The paper will analyse and measure the performance of Islamic banks in comparison to conventional banks. The performances will be measured over a 5-year period from 2009 to 2015. In comparing Islamic and conventional banks, profitability and liquidity will be examined. Introduction Islamic finance refers to the provision of financial services in accordance with the Shari’ah Islamic law, principles and rules. The principles of which â€Å"emphasise moral and ethical values in allRead MoreIslamic Bankings Role in Controlling Inflation2780 Words   |  12 PagesISLAMIC BANKING’S ROLE IN CONTROLLING INFLATION ABSTRACT Inflation has become a fact of life in nearly all countries, but it is a very serious problem in the developing countries. As far as commercial banking is concerned, it erodes the value of the depositors savings as well as that of the banks loans. Yet the banking system does not seem to specifically address this problem. This paper makes an attempt at finding a way of compensating for the loss suffered by capital due to inflationRead MoreComparative Analysis of Islamic Banking and Conventional Banking14425 Words   |  58 PagesTITLE PAGE: COMPARATIVE ANALYSIS OF PERFORMANCE OF BANKS IN MALAYSIA:ISLAMIC AND CONVENTIONAL BANKS FROM 2006 to 2010 By: SATHESH A/L GOPINATHAN B0702069 Graduation Project Submitted to the Department of Business Studies, HELP University College, in Partial Fulfillment of the Requirements for the Degree of Bachelor of Business (Finance) Hons OCTOBER 2011 DECLARATION OF ORIGINALITY amp; WORD COUNT I hereby declare that the following graduation project is actually based on my original work exceptRead MoreA Research Study On Mutual Fund Essay2317 Words   |  10 Pageswhich the East Asian financial crisis (EAF) of 1997 brought a sudden halt to such a rapid development. After the EAF, the Malaysian mutual fund trust industry has experienced a solid recovery. This can be reflected in the number of management companies that steadily increased from 13 in the mid-1990s to 37 in the early 2000s (Saad et al., 2010). In line with the rapid growth of the mutual fund industry, the Islamic mutual funds also experienced substantial development. Islamic mutual funds are differentRead MoreEvaluating Performance Of Commercial Banks10074 Words   |  41 PagesEVALUATING PERFORMANCE OF COMMERCIAL BANKS IN PAKISTAN: â€Å"AN APPLICATION OF CAMEL MODEL† Adnan Zaheer MB-F11-200025 Abdul Karim MB-F11-200023 Abdul Basit Ishaq MB-F11-200017 Sohail Ahmed MB-F11-200028 MBA-20A (2011-2014) ARMY PUBLIC COLLEGE OF MANAGEMENT SCIENCES (APCOMS) KHADIM HUSSAIN ROAD RAWALPINDI AFFILIATED WITH UNIVERSITY OF ENGINEERING AND TECHNOLOGY, TAXILA Acknowledgement Essential and foremost, all praises for the Almighty Allah, the generousRead MoreZeti7178 Words   |  29 PagesOF BANK NEGARA MALAYSIA †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦5-6 TAN SRI ZETI AKHTAR AZIZ’Z FAMILY AND EDUCATIONAL BACKGROUND †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..7-8 INDIVIDUAL ANALYSIS †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.9-12 GROUP ANALYSIS †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦13-14 ORGANIZATIONAL ANALYSIS †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.15-19 CONCLUSION †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.20 REFERENCE †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦21 2 ABSTRACT This paper comprises study about Tan Sri Dato Dr Zeti Akhtar Aziz Governor of Bank Negara Malaysia (Malaysian Central Bank). ThisRead MoreProject Finance Assignment2466 Words   |  10 Pagesindustrial projects based upon the projected cash flows of the project rather than the balance sheets of the project sponsors. In most cases, a project financing structure involves a number of equity investors, the sponsors, as well as a group of banks or other lending institutions that provide loans to the operation. The loans are usually non-recourse loans, which are secured by the project assets and paid entirely from project cash flow, rather than from the general assets or creditworthiness ofRead MoreFactors of Customer Loyalty in Banking Industry13412 Words   |  54 Pages1.1 Introduction Banks are playing a very important role in the economic development of a nation. The healthiness of the economy is directly connected to the soundness of its banking system. The role of banks has placed them as a very valuable partner in the process of economic development. Nowadays, banks are very useful for the utilization of the assets of a nation. If there would be no banks then a large segment of assets in the country would stay idle. It is possible to attaining long-termRead MoreOpening, Lodgment and Retirement Procedures and Performance of Prime Bank Limited14692 Words   |  59 PagesAn Internship Report On Letter Of Credit Opening, Lodgment And Retirement Procedures And Performance LimitedOf Prime Bank Limited- An Analysis A Report Submitted In Partial Fulfillment Of The Requirements For The Degree Of Bachelor Of Business Administration Supervised By Md. Mehadi Masud Lecturer Faculty of Business Studies Department of Accounting Information Systems University of Dhaka Prepared By Mohsina Akter Roll-11124 Section-B, Batch-11 Faculty of Business Studies Department of Accounting